As mentioned earlier, one approach to solving this problem is to simply make credential theft very, very hard. This is the optimistic approach proposed in Google’s new anonymous credential scheme. Here, credentials will be tied to a key stored within the “secure element” in your phone, which theoretically makes them harder to steal. The problem here is that there are hundreds of millions of phones, and the Secure Element technology in them runs the gamet from “very good” (for high-end, flagship phones) to “modestly garbage” (for the cheap burner Android phone you can buy at Target.) A failure in any of those phones potentially compromises the whole system.
“Fintech is quite compelling. A new industry is being created under our eyes, and it’s very exciting to be able to capture that growth,” quips Baronchelli.
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PBR/Light Transport
我觉得韩国人必须理解自己到底属于什么“种族”。在某些方面，我们是“大美国”的一部分，而在那个“大美国”里，种族是极其重要的。我们不是白人，也不是黑人。而“亚裔美国人”这个标签似乎又不能完全概括我们的感受。所以，我用了“灰白的”（off-white）和“类黑人”（blackish）这两个词。